| Implementing Sector: | Utility |
| Category: | Financial Incentive |
| State: | South Carolina |
| Incentive Type: | Loan Program |
| Web Site: | https://www.berkeleyelectric.coop/content/member-services |
| Administrator: | Berkeley Electric Cooperative |
| Utilities: | Berkeley Electric Coop Inc |
| Eligible Renewable/Other Technologies: | Geothermal Heat Pumps |
| Eligible Efficiency Technologies: | Water Heaters, Heat pumps, Air conditioners, Caulking/Weather-stripping, Duct/Air sealing, Building Insulation, Windows, Doors, Custom/Others pending approval |
| Maximum Loan: | HomeAdvantage: $15,000 Energy Advance: $20,000 |
| Interest Rate: | HomeAdvantage Rate: 5% Energy Advance Loans: Unspecified |
Berkeley Electric Cooperative provides HomeAdvantage Loans to qualifying homeowners for energy efficiency upgrades to residences. Measures typically include air infiltration measures, insulation measures, duct work leakage, air flow improvement and HVAC system upgrades. Loans of up to $15,000 are available through this offering and must produce a reasonable return on investment as determined by Berkeley Electric Cooperative. Typically, measures must produce adequate savings to repay the loan within 6 years. The program web site contains a loan calculator that interested customers can use to determine a projected monthly loan payment.
Energy auditors will review the home and create a recommended plan for weatherization and efficiency upgrades. Customers who wish to use the HomeAdvantage loan must undertake all of the recommended upgrades. Should a customer wish to only implement some of the measures, they may take advantage of the Energy Advance Loan Program offered in partnership with Farmers & Merchant Bank. This loan program is more flexible, but carries a higher interest rate (9-11% at last update)
Contact BEC for information on the program or visit the program web site listed above.
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A solar PV system is custom-designed for your home. Final solar system price may vary based on your location, monthly utility bill, government incentives and rebates, the condition of your home, and local installation prices. Solar PV system output and estimated savings are calculated based on several factors including product type, system production, geography, weather, shade, electricity use, full utilization of the 30% solar investment tax credit, and utility rate structures and rate increases. Savings on your total electricity costs are not guaranteed. Financing options and terms vary by location, and may not be available in all areas. Solar QC is neither the lender nor the project installer. Solar QC License# 1130591
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