| Implementing Sector: | Utility |
| Category: | Financial Incentive |
| State: | Hawaii |
| Incentive Type: | Loan Program |
| Web Site: | http://website.kiuc.coop/member-services |
| Administrator: | County of Kauai Housing Agency |
| Utilities: | Kauai Island Utility Cooperative |
| Eligible Renewable/Other Technologies: | Solar Water Heat |
| Maximum Loan: | Not specified |
| Loan Term: | Rate: zero interest Repayment: 5 years of monthly payments |
Through a partnership with Kauai Community Federal Credit Union (KCFCU) and Kauai County Housing Agency (KCHA), the Kauai Island Utility Cooperative (KIUC) provides qualifying members with zero-interest loans for solar water heating systems. The loan is available for installations of new systems, or to replace solar water heating systems that are over 15 years old and no longer work. KCHA, with funding from the Community Development Block Grant Program, and KCFCU provide funding for the loans. KIUC pays the interest, markets the program and verifies that systems will meet Energy Wise program standards for sizing and installation.
Participants must repay the loan within 60 months (no down payment is required). KIUC pays the interest on the loan directly to the lender for the customer. Participating members also make their monthly payments directly to the lender. There is no maximum loan amount, however commercial systems are not eligible.
The State of Hawaii also offers tax credits for solar water heating systems.
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A solar PV system is custom-designed for your home. Final solar system price may vary based on your location, monthly utility bill, government incentives and rebates, the condition of your home, and local installation prices. Solar PV system output and estimated savings are calculated based on several factors including product type, system production, geography, weather, shade, electricity use, full utilization of the 30% solar investment tax credit, and utility rate structures and rate increases. Savings on your total electricity costs are not guaranteed. Financing options and terms vary by location, and may not be available in all areas. Solar QC is neither the lender nor the project installer. Solar QC License# 1130591
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